Daily Blogs by Deion Au
Notes on Buying, Refinancing, Investing and Financing a Home
What a loan officer actually does for you
Common myths about my job, what I really do between pre-approval and closing, and how you can help.
Read postRent or buy: questions to ask yourself first
Renting and buying both have a place. Here are the questions that help you decide which fits your life right now.
Read postWhat "clear to close" really means
Clear to close is the lender's final green light. Here's what it means and what still comes next.
Read postWhat to expect from your home appraisal
The appraisal decides how much a lender will loan against the home. Here's how it works and what to do if it comes in low.
Read postNew debt during escrow: why it can derail your closing
Your approval is built on a snapshot of your finances. Here's how to protect it until you get your keys.
Read postWhat to expect when you get pre-approved
A pre-approval tells sellers you're serious. Here's how it works and what you'll need.
Read postFHA vs conventional: how to choose
Two of the most common loans, compared in plain language.
Read postCash-out vs rate-and-term refinance
Both are refinances. They solve different problems.
Read postHow mortgage insurance can come off your loan
Mortgage insurance is not always forever. Here is how it can come off and what to ask your servicer.
Read postReady to see what you qualify for?
It takes five minutes and a soft credit check. No obligation, no pressure, just a clear picture of your options.