Buy a home
Veterans Affairs (VA) Loans
A benefit earned through military service. VA loans are backed by the Department of Veterans Affairs and are often one of the strongest ways to buy or refinance.
Who it's for
- Veterans and active-duty service members
- Eligible National Guard and Reserve members
- Certain surviving spouses
Requirements at a glance
Down paymentOften none.
EligibilityVeteran, service member, or eligible spouse, with a Certificate of Eligibility.
Mortgage insuranceNo monthly mortgage insurance. A one-time funding fee may apply.
PropertyPrimary home.
General information only. Eligibility, terms, and requirements vary by lender and borrower, and not everyone will qualify. This is not a commitment to lend.
How it works
Four steps. Zero guesswork.
1
Tell me your goals
A short, no-pressure conversation about what you want and your numbers.
2
I compare lenders
I look across lenders to find the best VA loan option for your situation.
3
You apply, I run the file
One application. I manage the file and keep you updated.
4
Close with confidence
You know what to expect at every step, all the way to the keys.
Questions
Good to know.
Yes. The benefit can often be used again, including after you've paid off or sold a previous VA-financed home.
No. The VA guarantees part of the loan and a lender provides it. That's where I come in, shopping lenders for you.
Yes. There are VA refinance options, including ones designed to lower your rate. I'll tell you straight whether it's worth it.
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Let's get started
Ready to see what you qualify for?
It takes five minutes and a soft credit check. No obligation, no pressure, just a clear picture of your options.