Home equity
Home Equity Investment (HEI)
Receive cash today in exchange for a share of your home's future value. There's typically no monthly payment.
Who it's for
- Homeowners who have equity but want to avoid a new monthly payment
- People who may not fit a traditional loan
- Homeowners comfortable sharing future home value
Requirements at a glance
EquityMeaningful equity in your home.
PaymentsTypically none during the term.
CostA share of your home's future value, which can be more than you received.
SettlementWhen you sell, refinance, or reach the end of the term.
General information only. Eligibility, terms, and requirements vary by lender and borrower, and not everyone will qualify. This is not a commitment to lend.
How it works
Four steps. Zero guesswork.
1
Tell me your goals
A short, no-pressure conversation about what you want and your numbers.
2
I compare lenders
I look across lenders to find the best HEI option for your situation.
3
You apply, I run the file
One application. I manage the file and keep you updated.
4
Close with confidence
You know what to expect at every step, all the way to the keys.
Questions
Good to know.
No. It's an investment in your home's future value, which is why it works differently.
Typically no. You settle at the end of the term or when you sell or refinance.
I'll show you how it compares with a HELOC, a HELOAN, and a cash-out refinance, using real numbers.
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Let's get started
Ready to see what you qualify for?
It takes five minutes and a soft credit check. No obligation, no pressure, just a clear picture of your options.